Let Your Home Work For You

Debt-free access to your home equity

  • Fair share co-investment
  • No monthly payments
  • Retire on your terms

Equity Access EFI™

Your home is an asset that brings both joy and wealth. For most people, home equity represents over 50% of their net worth. With 11,000 Baby Boomers retiring each day, many are going to need to count on that asset to help navigate retirement. EquiFi is here for you when you reach the point where home equity can help you sustain or enhance your retirement journey. We bring you relief through an equity co-investment, so you don’t have to use debt. Our equity co-investment (EFI™) is NOT a reverse mortgage!

Important facts to consider:

  1. You pay us back when you sell your home, at your death or whenever you choose (without penalty).
  2. There’s no term expressed in years, not 10 years, not 30 years.
  3. Our equity investment is not any form of debt so there’s no monthly payment and no accrued interest.
  4. You own and maintain your home. We’re a silent partner.
  5. You will always know what your payoff is and how much of your home value can be used for estate planning purposes (unlike a reverse mortgage which accrues interest every month.)

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