- Homeownership is possible
- Fair share co-investment
- So much better than renting
You Don’t Have to Be a Superhero to Buy Your Ideal Home
Home Purchase Financing
Owning a home is HUGE and it’s now within your reach. EquiFi co-invests with you by cranking up your down payment. With just 5% down, we can provide up to three times more. Your down payment coupled with a co-investment will eliminate the need for expensive mortgage insurance. Our equity co-investment is not debt. It has no monthly payment and no interest rate. We simply share in the future value of your home when you decide to sell or buy us out. Let’s start your homeownership journey. We’re ready to take you there!
FUN FACTS:
- Bigger down payment can qualify you for a conventional mortgage.
- There’s no term expressed in years, not 10 years, not 30 years.
- You own and maintain your home. We’re what you might call a silent partner.

Down Payment for Your Ideal Home
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Renting is Yesterday, EquiFi is the Future
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Less Debt, More Equity, Lower Mortgage
learn moreBenefits of homeownership:
- Homeownership offers tax advantages compared to renting.
- Home prices have historically appreciated over time.
- Owning a home is a foundational element in creating wealth.
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Why Should I Get an EFI?
No Interest, No Monthly Payment, Lower Mortgage, Down payment Boost! Need we say more?

How do I get an EFI
EFI is available directly from EquiFi as well as from your Bank, Mortgage Broker and Financial Advisor.

Frequently Asked Questions
EFI is an alternate to debt financing based on an investor sharing in future value of your home. See FAQs for commonly asked questions.
